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Equifax hack likely affected only Canadians with dealings in US

Hurricane Equifax is a Category 5 breach

For concerned Americans, there's certainly more similarities than differences among the three credit bureaus, which makes Equifax's breach even scarier. Then it put up an error page featuring a stock photo of a model sitting at a computer, alongside the caption, "The website is temporarily unavailable.Please check back later".

Joshua Browder said he made a decision to create a free online chatbot over the weekend when he realized Equifax customers weren't taking advantage of small-claims court at the state level.

A freeze remains in place until you ask the credit reporting company to temporarily lift it or remove it altogether.

Later, service returned for some users but the fires of outrage had been further stoked.

Over 700,000 Nebraskans may be impacted by the massive security breach at Equifax.

"In addition to taking measures to protect their credit cards and bank accounts, New Yorkers should also think twice before clicking on any suspicious links claiming to be from Equifax or financial institutions", Schneiderman said in a statement. Once a consumer's credit report is frozen, the only person who can "thaw" it is the account holder, using a specially designated PIN code.

Congrats, your credit report is frozen.

"It was a total nightmare", she told NBC News. This means that pre-incident, companies need to: understand what sensitive data is being stored, partner with an appropriate cybersecurity forensics firm and trusted legal counsel, and create a roadmap for the notification of affected individuals and remediation of the breach. "It took days and months dealing with that".

The DoNotPay chatbot does not file a lawsuit for you-you'll still need to go to the court house, pay a filing fee, and arrange to have the lawsuit served to Equifax.

Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.

Miller called the breach "astonishing" in a news release.

Equifax set up a special website to assist customers with finding out if their information was leaked or stolen, and what to do if such actions are confirmed. "Please mail in your request'". That could happen, for example, if you apply for a mortgage or a credit card using your new number.

It gives inconsistent reports to people, myself included.

Still other consumers complained of phone lines that rang and rang with no one picking up. Data breaches can happen to any business. Equifax will notify you in the mail if this is the case.

Equifax did not respond to specific questions about investors' allegations.

That didn't satisfy Senate Finance Committee Chairman Orrin Hatch and ranking Democrat Ron Wyden, who sent a letter to Equifax CEO Richard F. Smith on Monday demanding more information about the timeline, and particularly asking when those three executives were first told of the data breach.

"Consumers and media have raised legitimate concerns about the services we offered and the operations of our call center and website. We will make changes and continue to strengthen our defenses against cyber crimes", he said.

People who are anxious about their credit information being compromised and potential identity theft have been urged to contact Equifax as well as rival rating agencies TransUnion and Experian to get their credit frozen, or at the very least, monitored.